"Unfortunately, many people are unaware of some of the mistakes they make that lower their credit score, until it's too late.   In other words, they don't find out until they have a loan application denied, or accepted with massive interest rates."

- Florence M. King, former Equifax employee

FMK Registration
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Ready to sign up for our credit services?  You can securely register online for our classes and/or download the FMK Credit Survivor Handbook.

Credit Survivor Class | Consultation Session | Credit Survivor Handbook

 

Credit Survivor Class

FMK Education Center’s research, information and knowledge is placed in the hands of the consumer, through our Credit Survivor courses. Offered at local universities and other facilities, we cover ways to improve your credit rating through our classroom structured seminars.

Learn the credit industry’s hidden secrets and the games they play when you apply for credit. How you rank with the national credit score average and what can drastically drop your score in a matter of seconds. 

We conduct classes and seminars at The Embassy Suites Hotel or other locations. Please visit our current schedule.

Topics discussed:

  • Ways to attack low credit scores
  • Secrets lenders don’t share with you
  • The hard truth about the credit industry
  • What it takes to get your credit scores in the 800’s
  • The do’s and don’t's that affect your credit rating.
  • How to raise your scores in a matter of weeks
  • The pathway to good credit management
  • Legal ways to upgrade and update your credit reports
  • Ten ways to increase your scores in 45 days
  • How to establish credit
  • What to write to collection agencies
  • Defining credit problems
  • What are the responsibilities of Credit Reporting Agencies?
  • Analyzing your personal credit report
  • Federal regulations
  • The Equal Credit opportunity Act
  • The Fair Credit Reporting Act
  • The Fair Debt Collection Act
  • Values assigned to different trade lines
  • Criteria used to calculate your credit scores

Fee: $25.00

 

 


Consultation Session Registration

Program A
Our Deluxe Consultation package includes:

  • 1 two hour session of the Credit Survivor Workshop
  • Certificate of Completion in Credit Management
  • Receipt of your three credit reports from Equifax, Experian and Trans Union with a detailed credit analysis of all three credit profiles
  • Administrative cost
  • An investigation of up to three discrepancies appearing on your Equifax credit report. There is no added cost for the same account appearing on the other two bureaus. More than three negative items under dispute are placed on a payment plan.

Fee: $250.00

 



Program B
Our Basic Consultation package includes:

  • 1 two hour session of the Credit Survivor workshop held at the Embassy Suites Hotel
  • Certificate of Completion in Credit Management
  •  Receipt of your three credit reports from Equifax, Experian and Trans Union with a detailed credit analysis of all three credit profiles.   It includes one investigation of a discrepancy appearing on your Equifax credit report. More than one negative item under dispute would be placed on a payment plan.

Fee: $125.00

 



Program C   
Our Out-of-Town Consultation package includes:

  • 1 two hour session of the Credit Survivor Workshop
  • Certificate of Completion in Credit Management
  • Receipt of your three credit reports from Equifax, Experian and Trans Union with a detailed credit analysis of all three credit profiles
  • Administrative cost
  • An investigation of up to three discrepancies appearing on your Equifax credit report. There is no added cost for the same account appearing on the other two bureaus. More than three negative items under dispute are placed on a payment plan.

Fee: $300.00

 



Credit Survivor Handbook

FMK Credit Survivor Handbook

The information needed to achieve the credit you deserve is right at your finger tips. Just read our e-book entitled Credit Survivor, packed with over thirty ways to increase or decrease your FICO (Fair Isaac Corporation) credit scores, plus information on how your scores are calculated and how you can score up to 900 points.

Purchase and download Credit Survivor Handbook today and set your course to financial freedom.

Fee: $19.99